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Loan Options

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

Services we offer our clients!

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Start your journey today, feel free to reach out to us for personalized mortgage guidance and assistance.

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Call Us On: (248) 214-8526  Or Email Us.

Our Services

203K Loans On 
The Cheap
Welcome to the world of 203K loans, where your dream of renovating or upgrading your home becomes a cost-effective reality.
30-Year Fixed 
Rate Mortgage
Regarding the American dream of homeownership, a 30-year fixed-rate mortgage often plays a central role.
15-Year Fixed 
Rate Mortgage
Regarding homeownership in the United States, the American Dream often involves owning a place you can call home.
USDA home loan
A USDA home loan is a zero-down payment mortgage for qualifying rural homebuyers issued through the USDA loan program.
ARM Conversion
An adjustable-rate mortgage (ARM) has a fixed interest rate for a specified initial term—say, five years—after which the interest rate may vary.
VA loan
A VA loan is a mortgage provided through a U.S. Department of Veterans Affairs program.

FHA loan
An FHA loan is a government-backed mortgage loan that allows you to buy a home with looser financial requirements.
Jumbo Loan
A jumbo loan, also known as a jumbo mortgage, is a type of financing that surpasses the Federal Housing Finance Agency (FHFA) set.
Reverse Mortgage
In a word, a reverse mortgage is a loan a homeowner aged 62 or older with considerable home equity can borrow against the home's value and receive funds as a lump sum, fixed monthly payment, or line of credit.


Harp Loans
In the symphony of mortgage financing, HARP (Home Affordable Refinance Program) loans take center stage as a harmonious solution for homeowners seeking to refinance their mortgages, especially those with limited equity or facing financial challenges.
Fixed Rate
Not all mortgages are created equal. For example, while some borrowers choose adjustable-rate mortgages (ARMs), the most frequent loan type is the fixed-rate mortgage.



Construction Loans
If you're embarking on the exciting journey of building your dream home, a Construction Loan is your golden ticket. In the realm of mortgages, these loans stand as a beacon of support, specifically for those looking to construct a house tailored to their desires.

NON-QM Loans

Platinum One lending

Many years of dedicated service have allowed us to play a crucial role in turning home aspirations into reality, always with a keen eye on keeping it within our customers' financial reach.
(248) 214-8526 info@clarkstonmortgage.com
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1641 S. Milford Rd., STE C106
Highland, MI 48357
Company NMLS: #1862063
NMLS Consumer Access
NMLS #1862063 | Licensed In: MI, FL, CA, CO & TX
The Clarkston Mortgage Team, powered by Platinum One Lending
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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Our commitment is to provide unparalleled customer service and exceptional value.
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